That's a pretty good summation of current human behavioral genetics research. An earlier comment of mine here on HN
http://news.ycombinator.com/item?id=842315
cited and linked to a recent publication on this issue,
Johnson, Wendy; Turkheimer, Eric; Gottesman, Irving I.; Bouchard Jr., Thomas (2009). Beyond Heritability: Twin Studies in Behavioral Research. Current Directions in Psychological Science, 18, 4, 217-220.
with some interesting new ideas from researchers who have been working on human behavioral genetics longer than most HN readers have been alive.