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They probably fit the technical definition of a "payday loan" but that's exactly my point - everyone has decided that anything that meets the categorical definition of a "payday loan" is inherently bad, no matter whether it is or not.

The TRUTH is "predatory payday loans" and "payday loans" are different. People NEED payday loans, and we need to stop lenders from praying on that need. Lendup is doing it so, so right. Proud of that team every day!

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I'm not arguing against LendUp because they fit a definition, I'm arguing against them because they profit by taking money from poor people.

People don't need payday loans, they need actual help, help that doesn't leave them worse off in the long term.

Yes, I agree with what you said. Thank you for putting it so concisely: the proprietor's intent does matter in how I view a company.

Good intent does not necessarily mean beneficence, but it should be noted when the owner's have good versus bad intent.

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