OP is not trying to fix things in a distributed manner. They're saying that the status quo is fine - the solutions are already here and that people aren't taking advantage of them. This is is not a constructive position because, the current status quo clearly doesn't work for many people, so there is scope for making changes and improvements.

Like any complex problem, there probably isn't a simple solution. Its not a binary issue of 'personal responsibility' vs 'central government', theres room for central, state & local governments as well as charities, communities, and companies to work together on this.