Having children for financial benefits is a real thing.
It's not just something people accuse the poor of for the purpose of hate (although it is commonly used in such a way).
It's usually not as direct as "let me have this kid so I can get my rebate check", but it's certainly a consideration for many people who are poor. The mentality is more along the lines of "I can't make it by myself, but as a family, we might be able to sustain ourselves".
Most people are aware that it will probably end up costing them more in the long run, but people do crazy things in desperate times.
Edit: yes, I do, but I am unsure if it will stand the test of Hacker News readers :)
https://www.jstor.org/stable/2172480?seq=1#page_scan_tab_con... http://www.iqtestexperts.com/iq-family.php
I see you haven't met my mother. Count yourself lucky.
Those people exist – there's some quite generous child benefit programs in some EU countries, and the math seems to be simple –, but they're far more rare than the "OMG WELFARE PARASITES" would want you to believe. (And in many cases child protection agencies intervene and get the kids off to safety, because as it turns out, people using kids as money presses tend to have a screw loose or five.)
And honestly, I don't see the problem. People get kids for all the wrong reasons, people abuse their kids for all the wrong reasons; that won't get significantly worse. At the same time, fewer kids will grow up in crippling poverty and have their lives ruined before they turn 10 because their parents can't afford to give them any useful education outside the bare minimum provided by public schools.