Anyone can start a company under capitalism. You are empowered to create wealth yourself and enrich yourself from that creation. That's a beautiful thing and should not be taken for granted.
A friend of mine got an MBA at MIT and started a company. He had to spend the first 6 months without any income, living off his savings. On top of the capital he needed to start it.
I get what you're trying to say, but you're proposing an individual solution (that cannot scale) to a systematic problem.