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i'm curious as to whether it is more effective for an individual to hold a contribute-as-you go style to philantrophy vs a make-money-first-then-donate strategy like gates did. Given that most people aren't going to be billionaires, I would guess the former but maybe someone who has looked at the data can provide some insight.

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Donating money if you are not (filthy) rich is foolish. Those money would be MUCH better spent on you. If you want to help, do it with personal efforts.

What makes you think so?

Because your money would not be spent efficiently.

I don't get it. If you are looking for pure efficiency, most people on here are much better working in IT and giving money to efficient charities.

If by personal efforts you mean helping out in a soup kitchen or flying to Detroit to help struggling kids---that's pretty inefficient.

Or did you mean something else?

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