What I've seen is that most people in the West end up thinking that that $95k difference is worth it.
Let me start with a true story of what happened to me the first time I represented myself in court back around 2005. Someone had moved my motorbike to make a bit more room to park their stupid oversized Hummer. My bike was now just past the legal line so I got a $45 ticket. Outraged I vowed to bring this to court. In the pre-meeting with the prosecutor the cop didn't even remember the location of the motorcycle, let alone what was around, whereas I had drawings and the license plate number of the Hummer owner.
The prosecutor said that if I plead guilty with an explanation that they would drop the charges. So that is what we did. Right afterwards I got a $40 "courtroom fee" because I'd plead guilty. That's when I learned the adage "A man who is his own lawyer has a fool for a client".
5000 years ago children died because they crawled between the banister railings. Our building code stops that oversight. 5000 years ago houses collapsed during hurricanes. Our building codes severely reduced that. I could go on and on.
The main issue isn't the building code. The issue is that it is difficult in modern cities to get the local population to agree to expanding the housing stock with taller buildings. It ruins views, it's noisy, excess supply collapses housing prices. It changes the city's charm and culture. So they elect people that slow it down.