I sold my startup and have $20m in the bank. What would you do with it?

Diversify.

Retire for one year to a buddhist temple in china/india and find inner peace and nirvana.

Come back (you may not, I warn you) and do what you really want to do with your life, nothing else.

Right now I am coding just to get some money to do what I really like to do with my life: coding.

I would diversify my investments internationally, pack my laptop and reading material and book a long cruise. Seriously: no matter how long the trip, my wife and I never get bored on a cruise ship. Also, on board a ship is a good place to think and do some creative work.

Serious congrats to him. Wonder if he is a Hacker News user.

If I had $20M I'd do another startup and angel invest a bit. Video Game Studio or Printer Manufacturer. Go all in for IPO.

Doesn't that depend entirely on how you see life and what you want in yours?