Their website only appears to be interested in advertising this to straight white couples, which seems odd. (I'm not "offended" by this, but it's shitty advertising.)
> Avy added there will be a few other stipulations in the contract, like a clause that makes one person responsible for the entire debt if a marriage ends because of abuse.
[1] http://www.geekwire.com/2015/this-startup-will-pay-for-your-...
Abusive relationships do not only create physical injuries but also psychological injuries and when someone decides to leave an abusive relationship and divorce, it's not necessarily easy for them to come to terms with what happened.
True, if by "most" you mean a bit more than 50%.
The husband always ends up paying in the case of divorce (with 2 minor exceptions).
What will happen is that the wife's divorce lawyer will ask for an extra $10,000 (or whatever amount) because she has this extra obligation. So if she's taking $250,000 of his money (or "their" money), the lawyer will demand it be upped to $260,000 so she can pay back her share of the loan.
Exceptions:
1. The rare situation in which the husband got an ironclad prenuptial agreement.
2. The rare situation in which the wife has much greater income and assets than the husband.