Between my first and current business, I had started another company and my co-founder found QuickBooks Online to be the lesser evil as well. She was still not a happy camper about using it though.
As far as I’m aware Xero has the least amount of issues that I’ve seen from all the packages: there’s too many little inefficiencies and annoying things with QBO and I found there’s a ceiling with FreshBooks in terms of the software being able to grow with your needs as your business grows. Xero strikes a good balance here IMHO, but still has its pains (especially if you invoice through Stripe in multiple currencies).
It works well for us and we use it to manage all our accounts payables, receivables, generate invoices and financial reports for the board. We use Adeptia Connect to integrate it with Concur (expense management) and Salesforce. https://adeptia.com/products/adeptia-connect-features
Have considered making a spreadsheet, as amir6 uses in this thread, but it would be missing many features. A collective effort to build out the templates might eventually get there though...