But how much time and effort does it cost you?
I am like old you, constantly eating out. I'm also constantly tired of work (yes, it's usual developer crunchtime story, and no, I'm not being taken advantage of, I'm doing it out of my free will for certain reasons), and use the remaining energy to either work on my hobby project, write music, take piano lessons or just spend time with my wife — often, eating out. And while my salary allows me to, I'd rather save time and energy on cooking and spend it on things I'm really passionate about.