Yes, Plaid can help with most of this. You can see the full docs at https://plaid.com/docs for more details.
Right off the bat one thing you should really try to change is the lack of MFA by Wells Fargo. You should beg and plead to have them do something. They're by far the most available and cheapest accounts sold online.
I'll hear a lot more about beating your system in the future. I'll pass along whatever I hear.