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Comment by ibero | Hacker News Reader

This is basically an ad.

If people are looking for an app, I'd recommend YNAB

https://www.youneedabudget.com/

It has worked for me. Dead simple philosophy: the money you earn this month you get to spend next month. Helps break the cycle of debt, and also has given me visibility into my daily spending.

Seconded, I'm a big fan of YNAB (classic, web isn't ready yet)

I love YNAB and would love to use it in the cloud. It's a shame that it is isn't up to snuff yet and is $45/year. It would be great if someone came out with a cloned competitor.

I started working on one a week ago.

What are the main features you'd like to see that were left out from YNAB 4?

yes, but at first glance, it looks complicated. Im a lazy person, so my goal was to create a very basic, but dead simple system to keep track of my expenses

I've used YNAB for over a year and I don't understand it like that. I allocate to different savings (bills, rainy day, etc) and spending (games, eating out, etc) categories and spend from those. Could you explain what you mean about that philosophy? I may be able to further improve my budgeting.

Yup, but a well done one. He starts by modelling reality according his own view (7 categories of expenses) and then propose his app. I never tracked my expenses, but this "ad" tempted me to do it..

Well this is a story about taking control of finances by developinga system that, in the end, translated into an app idea.

2097 word long article where there's 195 words about an app.

Don;t know if it's an ad

http://paulgraham.com/submarine.html

Not a comment about whether it is an add, but Blinq is already a crowded name, you may want to think up something unique. There was a dating app with AI hot or not ratings here just a day or two ago with the same name, not to mention the discount website that already has blinq.com.

thanks for a hint

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