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$25k a year covers about half the rent in a place where you will get paid six figures after school. I am not sure you know what financially independent means.

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You can get a studio apartment in the Greater Seattle Area for as low as $700/mo, though you should probably estimate around $1000/mo to be conservative. Additionally if you have a roommate (and maybe a bigger place, up to you how much you want to save vs. how comfortable you want to live) you cut your rent in half. Look wider than San Francisco -- if you're spending $50k/yr on rent, even in San Francisco, you're insane.

> if you're spending $50k/yr on rent, even in San Francisco, you're insane.

Or maybe you want to live in a nice high end 1br condo in the heart of the city within walking distance to work and enjoy a higher standard of living because you can easily afford the $50k and still have plenty of money left over for living expenses and savings/investments?

Or to quote your earlier sentence, shouldn't it be "up to you how much you want to save vs. how comfortable you want to live"?

You're right. One's sanity being in question requires many more qualifications.

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