Be irresponsible. Be EXTREMELY irresponsible. Work less. Play more. Struggle less. Enjoy more. Save less. Live more. Comply less. Create more.
You don't "earn" your way to wealth and you don't "save" your way to wealth - the maths just don't work out! You can only ever play your way to wealth.
This honestly sounds like it's straight from one of the Facebook posts with clouds in the background.
.. which requires a steady enough job to make 25 years of uninterrupted mortgage payments.
In fact, it's not unusual that the entire earnings of a work-life of a mid-class worker do not add up to something that would make a person rich, even if 100% of it is saved.
The other side of the coin is that mid-class life is pretty good, most of the GP advice will lead to poverty much more often that it'll lead to wealth, and the one important piece that is "create more" comes by responsible working.
They get richer than they would by spending them.
Having fun and playing ("irresponsibly"), expressing your true essence, is the only way to create ANY lasting value.
It is also the only way to create any wealth. The OTHER (much more common) way that people get wealthy is by capitalizing on what others have created. Which is fine with me (I'm all for the wonders of capitalism), but I prefer creating my own wealth.
Most people get bored, and will only create something for themselves if they act responsibly after a while. Unless what you call "responsible" is working for other people, instead of the more usual "hey, I don't want to do this right now, but I'm doing because I know it's good for me" meaning.
Also, to say those people aren't creating wealth is very offensive.
I myself only accept what works for me. I am pragmatic to the extreme. I know of NO other person who fully agrees with my philosophy on life (my fundamental beliefs are VERY different from what is commonly accepted) - but that's exactly the point - that's what makes 'me' me.
Now I have offered the above guidelines for those who are already inclined to agree. I have no interest in arguing or convincing those who do not.
In my experience, people who say that have a lot of interest in convincing others. It's like, "I don't care what people think or say". It's mostly pre-emptive reply to criticism.
So, no, this is not about "convincing arguments". As with all of existence, this is about making a statement of who you really are and inspiring others. There is intrinsic value in that. I believe in leadership by example. I do not believe in leadership by "convincing arguments".
Good discussions can make you see things differently, take a new perspective that you had not fully considered before. If you only make "life statements" and never cordially exchange points of view, you lose a much useful way of changing your own; you risk keeping yourself in a warm sense of certitude, losing precious feedback from other people's insight.
I guess you've never had to pay rent/mortgage or had to support anyone. In the real world, your advice would get you out on the streets.
If that is true your comment is utterly useless to anyone reading it.
-Said the guy who wrote the Tao Te Ching
If I were in SF i might be jaded enough to believe that "the maths just don't work out!" but where I live, i've been able to pay off my mortgage in about 2.5 years. I'm putting up solar panels so that i can reduce my monthly obligations to basically just a food co-op membership.
These aren't EXTREME or irresponsible, but they are easy, and get me closer to freedom than paying rent because it takes less planning or sleeping in the cold.