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If this could help people like Justine Sacco, Lidsey Stone and Pax Dickinson get back on their feet it would be great. But I seriously doubt any of them could predict such a thing could happen to them.

I think a "internet shaming/harrasment recovery program" would be a better solution.

But, considering it's the internet, I'd really like to know what Chubb will consider "trolling" and how much of it will make the holder able to claim the money.

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It seems like fraud would be really hard to prove for a policy like this.

My very first thought is - why wouldn't the policy holder make some anon accounts and "bully" themselves, lose their "job" (twitch or youtube broadcaster for example) and claim the money.

What makes it harder to prove than any other kind of insurance fraud?

> What makes it harder to prove

maybe nothing, I'm not overly familiar with the various types of insurance fraud schemes, but it does seem like masquerading as internet bullies via vpn and feigning a ruined life would be easier than faking your death, for example.

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