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She'll be way richer than that.

They'll donate 99% of their shares along their lifetimes. In the meantime, they'll get cash in several ways: dividends, salaries, bonuses, etc.

Zuck takes only $1 as salary btw from facebook.

Mr. Zuckerberg probably has other assets ;)

Assuming Facebook maintains it's valuation.

Empires grow and empires crumble.

Chances are at least 1% of their wealth will be put into something stable. Index funds, bonds, treasuries. Hell, cash'd be fine.

Indeed. Bill Gates owns a railroad in Wisconsin, for example.

So much for the three comma club.