We also provide standard monthly donations if anyone is uncomfortable with bank account linking.
Ah, that puts a different spin on it. You do have access to all transactions - but you claim not to store them.
It's an interesting idea - and I hope you can convince people to donate more to charity - but I would feel uncomfortable giving you access (albeit read-only) to every transaction I make.
Perhaps this is a model which is best suited to selling directly to banks?
Would you consider a standard monthly donation that doesn't link to your bank account?
Yes - we're definitely interested in connecting directly with banks - we'd just need to grow a bit before doing so since we only support 1 community right now.
I can give a monthly amount in a manner which is tax efficient for me and the charities I support.