The biggest issue here is the financial incentive of the private parties involved in collections.
The biggest issue here is the financial incentive of the private parties involved in collections.
I wasn't trying to make any argument, but if you want one, I guess it's this: that in a nation ruled by law, adults who vote for laws and punishments in the abstract ought to be mature enough to face the fact that there are hard consequences.
The writer wants to denounce the lawful punishment, but imply that it's caused by racism or something, so that he doesn't have to stake his credibility on arguing for a change to the law. This kind of sob-story approach is used by those who do not respect the danger of law, are willing to vote for anything that sounds "nice", and want someone else to be blamed for the downsides.