Ask HN: Please criticize my idea =) OMyBills.com | Hacker News Reader

Ask HN: Please criticize my idea =) OMyBills.com

omybills.com

2 pointsw-ll10 comments

1) It's "What's the Big Idea?" and not "Whats the Big Idea?". And there are more spelling/grammar issues on the "About" page.

2) The layout seems a bit off: http://i47.tinypic.com/jj7hpg.jpg

3) Many banks now offer this sort of feature with their online banking. What makes yours better or different?

This problem has already been solved sufficiently. I use Google calendar and its reminder feature.

You can also get reminders through mint.com

Are there still bills that can't be automatically paid?

What. We don't pay the bills. We just bug you to pay them yourself.

Why would I want a reminder for bills I never have to see or think about because they're already paid automatically?

It's not that I think your solution is bad. I just think you're solving a non-problem.

Not everyone does this. Im a student, i know a lot of students that pay bills the snail-mail way. I could imagine HN has a someone older and more financially stable community.

Me neither ... I never leave the keys to my account in the ignition.

"It's not that I think your solution is bad. I just think you're solving a non-problem."

I second this, although for totally different reasons. I use mint.com, the credit card sites, or just gcal with email reminders. I personally wouldn't use something like this -- why use something so specific, when a general tool that I currently use does the exact same thing?

Online Bill pay via my bank solves this problem for me. Unless you are targeting individuals that cannot get a bank account or do not want to get a bank account, what's the point? Unless you want to target creditors to automatically send emails to people that owe them money and are late. I know less about that market, but small businesses like chiropractors or dentists might be able to use that. But most people will just hate you.

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