I've about $30K in LendingClub over the past 2-3 years. Experience has been great, I don't consider it to be as risky as people make it out to be. I have Automated Investing turned on.

  Account Value: $30,248.38
  Net Annualized Return: 8.68%
  Number of Notes: 1694
  Late 31-120 Days: 25 ($152)
  Charged Off: 58 ($1,934)

  Payments to Date: $22,813.38
  Principal: $17,433.59
  Interest: $5,378.99