I was thinking YC is for what you just explained in second paragraph. I do remember the SV scene where guy says "i can not guide you unless you give me something to guide" May be this startup world is a big lie!
One of the big changes that have happened over the last few years is that the resources you need to start a tech business is much reduced to the point that one skilled person with relatively modest savings can start and build a serious business. Get on with acquiring the skills and resources you need to start without needing outside investors.
YC is a business with the aim of making money. Only certain types of businesses and founders are of interest to them and if you don’t fit then you are best to stay well away.
http://www.tillett.info/2015/06/24/why-i-kept-my-startup-in-...