I guess the ideal situation from both YC's perspective and a founder's is when the application is mostly exhaust fumes from impassioned existing execution: when the effort to produce the content of the application is something that the founder(s) are committed to independently of the YC process. Their goal is to add momentum not overcoming inertia.
YC is a popular game of chance. It's not the only one. It's targeted at a particular type of player, not everyone. Building something provides several other options.
Good luck.