I own a Nokia Lumia Icon (Verizon) and a Microsoft Lumia 640 (T-Mobile). The Icon was bought on a plan and was $199 subsidized. The 640 was bought off-contract for $99. I believe the Icon was selling for around $700 off-contract. I've used both extensively now (the Icon was my old daily phone, the 640 is my new one). The 640 is lacking in the camera. That's it. Every other experience on the phone? Identical. I don't miss the Icon at all, and I think that really says something.

Why would a phone 6-7x the price be roughly equivalent in experience? Why should it be? The 640 isn't subsidized by anything. $99 is the just the price of it. It's an amazing device, FAR better than an equivalent android.

People complain about Windows Phone not having "flagship" devices, but realistically, it doesn't need them. The cheap phones are great.

I've tried expensive android phones, iphone, as well. None of them stand up to the experience on WP for me. If Microsoft keeps making $100 phones like this, I'll never pay more than that for a phone.