I also have kids and a company but I can recognize the risk I am/was taking. Without kids I can live in 2 square meters, eat cheap, be healthy, etc. With kids I pay the best education, the best health plans, etc. Not the same.
My daughter is already in a much better place than i was at her age. I was homeschooled until college (yes, my family are a bunch of hicks) and I didn't have insurance until I was 22. I was also raised in an incredibly restrictive religion which I have since abandoned for science and reality.
I'm not saying I don't want a better education and better insurance for my daughter than she currently has, but she's on a better path than I was on by a long shot (she gets As in science for starters... hell, she has a science class!).