1. Monty offers the challenge, and I pick door B.
2. Monty opens door C, showing a goat.
3. Monty asks if I want to switch. My odds of winning are now P(A) = 2/3, P(B) = 1/3.
4. My mom flips on the TV to see me play, but has missed my answers and only sees the state of the doors. What are her odds of guessing right?
Result: my mom's odds of winning are 1/2, even though the odds of a given door winning are not. There's a bias between the two doors, but her perspective is neutral - she's guessing which door has better odds, and that guess is unbiased.
As you say, this question is the reverse: the odds on the coin flip are unbiased, but my odds of being asked the question are biased towards one of the two outcomes.
In the SB question, your odds of being asked the question are 1:1. You just don't know how many times you'll be asked. You didn't know the night before (and neither did the researchers), and you still don't know, even though the researchers now do.
In the MH game, you give the host some new information when you make your initial choice. He already knew what door not to open, but now he knows what door he must open, and the rules require him to communicate that to you. That's when you receive the new information (as you point out with the example of your mom walking into the room).
In the SB problem, you don't get any new information before the question is asked, including whether or not you're going to be put back to sleep. So the only answer you can rationally give is 1:2.
If the researchers used a d20 instead of a coin to determine how many times to wake you up, you could safely guess that any given awakening wasn't your first or your last. But you still can't give any answer about the number on the die, other than a random guess from 1-20. You need to store some information for later recall, and they're not letting you do that.
So the mother has no information on the door, so she is 'neutral' (p=1/2 of guessing right); you have a small amount of information (p=2/3); you can even include Monty which of course has total information (p=1). You can't ask what are the probabilities of finding goats behind each door without specifying an observer and the available information.
Similarly, the question "if a tree falls in a forest and nobody's there, does it make a sound?" has two valid answers for two meanings of "sound", an objectivistic "pressure wave" vs. a (somewhat?)solipsistic "consciousness' hearing".