Spoken like a young creative (at a startup? in the valley?) who is only responsible to himself. Once you need to work as part of a team, time management becomes important because you have to manage the interruptions + coordination with other people who depend on each other to be productive.

Yes, however, time management and team coordination do add overhead. Teams, however are much more scaleable that individuals. In addition, they are also fault tolerant.

Put in hacker terms... a great programmer is an superfast solid state drive, whereas a team is a raid 6 array with a bunch of disks that are slower and of varying speeds.

Overall, the solid state disk might individually perform better (and possibly be cheaper), but generally most people tend to agree the RAID array is a better way to go if you can afford it.